About Us

Midlands Mortgage Trust is a New Zealand based group investment fund offering a conservative and flexible investment option for our clients.  We invest your money in secure first ranking mortgages over carefully chosen properties nationwide.  The Fund lends to those wanting to buy or refinance commercial, residential or rural properties.

Established in 2004, Midlands Mortgage Trust draws on the experience of three well respected law firms – DAC Legal (Waipukurau), Bramwell Bate Lawyers (Hastings) and Halliwells (Hawera).

The Fund is managed by Funds Managers Central Limited, Hastings, licenced by the Financial Markets Authority as a Managed Investment Scheme Manager.

Stability + Accreditation

Established in 2004, Midlands Mortgage Trust has achieved fairly consistent outcomes even throughout times of worldwide financial instability.

Fund Managers Central Limited, as Manager of the Fund, has completed rigorous accreditation with the Financial Markets Authority and is licensed as a Managed Investment Scheme Manager.  View our licence here.

Investor Protection

Your investment is monitored by an independent trustee with extensive experience of group investment funds, unit trusts and a range of other collective investments.

Reserve Fund

Midlands Mortgage Trust follows conservative lending policies to minimise risk to investors.  A small part of the Trust’s income is allocated to a reserve fund that helps meet possible losses on individual loans.  It does not have a material effect on income distributions.