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Midlands Mortgage Trust offers Term Loans for residential, rural or commercial property, or you may transfer an existing loan.

Midlands Mortgage Trust is a non-bank lender. We offer Term Loans for residential, rural or commercial property, or you may transfer an existing loan. All our loans are secured by a first mortgage security over land and buildings. There are interest only terms available and repayments are based on a schedule to suit your needs.  Learn more about Term Loans here.

A Midlands loan offers you:

  • Competitive interest rates
  • Flexible terms
  • Low fees

Midlands Loan Criteria (maximum LVRs)

Residential

Land & Buildings in fee simple: up to 75.0%
Sections in fee simple: up to 50.0%
Leasehold land: up to 50.0%

Commercial/Industrial

Land & Buildings in fee simple: up to 66.7%
Vacant land in fee simple: up to 50.0%

Rural

Land & Buildings in fee simple: up to 60.0% Vacant land in fee simple: up to 50.0%

To see if a Midlands loan is right for you freephone 0800 870 326 or click here to fill out our enquiry form.